You don’t have to be looking for love to be targeted by a relationship scam. Increasingly, perpetrators take the friendship route, building deep connections over time, starting by claiming they share your interests, experiences, or struggles.

They may initiate contact by commenting on your social media posts, reaching out through direct messages, or even sending what seems like a text sent by mistake. Over time, they earn your trust before asking for money or pitching an investment opportunity.

Because these relationships appear platonic, they can be harder to recognize. Red flags include pressure to move conversations to encrypted apps and eventually urgent requests for money or encouragement to invest in cryptocurrency.

Make it a habit to talk to a friend or family member when new relationships bloom. Together, you may be able to see signs of a scam that you couldn’t see alone.

Learn how to spot and avoid scams with AARP Fraud Watch Network™. Suspect a scam? Call our free helpline at 877-908-3360 and talk to one of our fraud specialists about what to do next.

Need a scam prevention speaker for your group? Send an email to me@aarp.org.