Who wouldn’t want to win thousands or even millions of dollars, or the chance to go on a luxury vacation? There are many legitimate sweepstakes and contests out there, and the idea of winning some fabulous prize can be mighty alluring. Criminals get that, and they exploit our excitement to score that big check or dream trip. 

When a sweepstakes or a contest is fraudulent, there is often a big red flag: you must first pay upfront fees or taxes to get your prize. No legitimate sweepstakes or contest requires upfront payment. Another clue is if you are asked to share sensitive information to receive your prize, such as your Social Security number or bank account information. Again, this is something perpetrators do, not legitimate entities. 

If you find yourself reacting to an out-of-the-blue communication with a heightened emotion, and it comes to you with great urgency, let that be an indicator or a fraud attempt. Take an “active pause” – consider what you are being confronted with, what you might know about it, and then react with intention. That moment of deliberation could be what keeps you safe. 

Be a fraud fighter!  If you can spot a scam, you can stop a scam.     

Report scams to local law enforcement. For help from AARP, call 877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.   

Need a scam prevention speaker for your group? Click the link to fill out our online form or send an email to me@aarp.org.